/* ============================================================
   AKTI - Al Khaleej Takaful Insurance
   Main Stylesheet
   ============================================================ */

/* CSS Variables */
:root {
  --primary: #740832;
  --primary-dark: #6A1230;
  --primary-light: #a82550;
  --primary-bg: #f8f0f3;
  --white: #ffffff;
  --off-white: #f8f5f5;
  --dark: #1a1a1a;
  --text: #444444;
  --grey: #666666;
  --light-grey: #999999;
  --border: #e8e8e8;
  --success: #28a745;
  --footer-bg: #2a2a2a;
  --font-body:  'Lama Sans Regular';
  --font-heading:  'Lama Sans Regular';
  --transition: 0.3s ease;
  --shadow-sm: 0 2px 8px rgba(0,0,0,0.08);
  --shadow-md: 0 4px 20px rgba(0,0,0,0.12);
  --shadow-lg: 0 8px 40px rgba(0,0,0,0.16);
}

/* ============================================================
   RESET & BASE
   ============================================================ */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

html { scroll-behavior: smooth; }

  @font-face {
    font-family: 'Lama Sans Regular';
    font-style: normal;
    font-weight: normal;
    src: local('Lama Sans Regular'), url('../assets/fonts/LamaSans-Regular.woff') format('woff');
  }

    @font-face {
    font-family: 'Lama Sans SemiBold';
    font-style: normal;
    font-weight: normal;
    src: local('Lama Sans SemiBold'), url('../assets/fonts/LamaSans-SemiBold.woff') format('woff');
    }
    
    @font-face {
    font-family: 'Lama Sans Medium';
    font-style: normal;
    font-weight: normal;
    src: local('Lama Sans Medium'), url('../assets/fonts/LamaSans-Medium.woff') format('woff');
    }
    
    @font-face {
    font-family: 'Lama Sans Bold';
    font-style: normal;
    font-weight: normal;
    src: local('Lama Sans Bold'), url('../assets/fonts/LamaSans-Bold.woff') format('woff');
    }

body {
  font-family: var(--font-body);
  font-size: 15px;
  color: var(--text);
  background: var(--white);
  overflow-x: hidden;
  line-height: 1.7;
}

h1, h2, h3, h4, h5, h6 {
  font-family: var(--font-body);
  font-weight: 700;
  color: var(--dark);
  line-height: 1.3;
}
.container {
    max-width: 100%;
    padding: 0 82px;
}

a { text-decoration: none; color: inherit; transition: var(--transition); }
img { max-width: 100%; height: auto; }
ul { list-style: none; padding: 0; margin: 0; }

/* ============================================================
   TYPOGRAPHY UTILITIES
   ============================================================ */
.text-primary { color: var(--primary) !important; }
.text-white { color: #fff !important; }
.text-dark { color: var(--dark) !important; }
.text-grey { color: var(--grey) !important; }

.fw-400 { font-weight: 400; }
.fw-500 { font-weight: 500; }
.fw-600 { font-weight: 600; }
.fw-700 { font-weight: 700; }
.fw-800 { font-weight: 800; }

.section-title {
  font-size: clamp(1.5rem, 3vw, 2.2rem);
  font-weight: 800;
  letter-spacing: -0.02em;
  text-transform: uppercase;
}

.section-title span {
  color: var(--primary);
}

.section-subtitle {
  font-size: 0.8rem;
  letter-spacing: 0.15em;
  text-transform: uppercase;
  color: var(--grey);
  margin-bottom: 0.5rem;
}

/* ============================================================
   BUTTONS
   ============================================================ */
.btn-primary-custom {
  background: var(--primary);
  color: #fff;
  border: 2px solid var(--primary);
  padding: 10px 28px;
  font-weight: 600;
  font-size: 0.85rem;
  letter-spacing: 0.05em;
  text-transform: uppercase;
  border-radius: 4px;
  display: inline-flex;
  align-items: center;
  gap: 8px;
  transition: var(--transition);
  cursor: pointer;
}
.btn-primary-custom:hover {
  background: var(--primary-dark);
  border-color: var(--primary-dark);
  color: #fff;
  box-shadow: 0 4px 15px rgba(139,26,61,0.3);
  transform: translateY(-1px);
}

.btn-outline-custom {
    background: transparent;
    color: #0B1E3A;
    border: 2px solid var(--white);
    padding: 10px 28px;
    font-weight: 600;
    font-size: 15px;
    letter-spacing: 0.05em;
    text-transform: uppercase;
    border-radius: 0;
    display: inline-flex;
    align-items: center;
    gap: 8px;
    transition: var(--transition);
    cursor: pointer;
    background-color: #fff;
    position: relative;
}
.btn-outline-custom::before
{
  content: "";
  width: 44px;
  height: 44px;
  border-left: 1px solid #B36959;
  border-bottom: 1px solid #B36959;
  background-color: unset;
  left: -10px;
  bottom: -10px;
  position:absolute;
  transition: .5s ease-out;
}
.btn-outline-custom:hover::before{
  left: 0;
  bottom:0;
}
.btn-outline-custom:hover {
  background: var(--white);
  color: var(--primary);
}

.btn-pill {
  background: var(--primary);
  color: #fff;
  border: none;
  padding: 12px 36px;
  font-weight: 700;
  font-size: 0.85rem;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  border-radius: 50px;
  display: inline-flex;
  align-items: center;
  gap: 10px;
  transition: var(--transition);
  cursor: pointer;
}
.btn-pill:hover {
  background: var(--primary-dark);
  color: #fff;
  box-shadow: 0 4px 15px rgba(139,26,61,0.35);
  transform: translateY(-2px);
}

.btn-pill .btn-arrow {
  width: 28px;
  height: 28px;
  background: rgba(255,255,255,0.2);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 0.8rem;
}

/* ============================================================
   NAVBAR
   ============================================================ */
.navbar-main {
  background: #fff;
  padding: 0;
  box-shadow: 0 2px 10px rgba(0,0,0,0.08);
  position: sticky;
  top: 0;
  z-index: 1000;
  transition: var(--transition);

  width: 100%;
}

.navbar-main .container-fluid {
  padding: 0 40px;
}

.navbar-brand img {
    height: auto;
    width: 122px;
}

.navbar-nav .nav-item .nav-link {
    font-size: 14px;
    font-weight: 400;
    text-transform: uppercase;
    letter-spacing: 0.05em;
    color: var(--dark);
    padding: 27px 14px;
    position: relative;
    transition: var(--transition);
}
.nav-lang {
    border: 0;
    background-color: unset;
}
.navbar-nav .nav-item .nav-link::after {
  content: '';
  position: absolute;
  bottom: 0;
  left: 14px;
  right: 14px;
  height: 5px;
  background: var(--primary);
  transform: scaleX(0);
  transition: var(--transition);
}

.navbar-nav .nav-item .nav-link:hover,
.navbar-nav .nav-item .nav-link.active {
  color: var(--primary);
}

.navbar-nav .nav-item .nav-link:hover::after,
.navbar-nav .nav-item .nav-link.active::after {
  transform: scaleX(1);
}

/* Dropdown */
.navbar-nav .dropdown-menu {
  border: none;
  border-radius: 0;
  box-shadow: 0 8px 30px rgba(0,0,0,0.12);
  padding: 12px 0;
  margin-top: 0;
  min-width: 260px;
}

.navbar-nav .dropdown-item {
  font-size: 0.82rem;
  font-weight: 500;
  color: var(--text);
  padding: 9px 24px;
  transition: var(--transition);
}

.navbar-nav .dropdown-item:hover {
  background: var(--off-white);
  color: var(--primary);
  padding-left: 30px;
}

/* Navbar Right */
.navbar-right {
    display: flex;
    align-items: center;
    gap: 0px;
}

.nav-lang {
font-size: 15px;
    font-weight: 400;
    color: #7E7E7E;
    padding: 6px 10px;
    cursor: pointer;
    display: flex;
    align-items: center;
    gap: 4px;
}

.nav-support {
    font-size: 15px;
    font-weight: 400;
    color: var(--primary);
    padding: 6px 10px;
    cursor: pointer;
    display: flex;
    align-items: center;
    gap: 4px;
    border: 0;
    background-color: unset;
}
button.nav-support.dropdown-toggle::after{
  display: none;
}

.btn-online-insurance {
    background: var(--primary);
    color: #fff !important;
    padding: 8px 21px;
    padding-right: 11px;
    border-radius: 50px;
    font-size: 14px;
    font-weight: 400;
    text-transform: uppercase;
    letter-spacing: 0.05em;
    display: flex;
    align-items: center;
    gap: 14px;
    transition: var(--transition);
    white-space: nowrap;
    line-height: normal;
}

.btn-online-insurance .icon-circle {
    width: 30px;
    height: 30px;
    background: rgba(255, 255, 255, 0.2);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 0.75rem;
}

.btn-online-insurance:hover {
  background: var(--primary-dark);
  color: #fff !important;
  transform: translateY(-1px);
  box-shadow: 0 4px 15px rgba(139,26,61,0.3);
}

/* Mobile hamburger */
.navbar-toggler {
  border: none;
  padding: 4px;
}

.navbar-toggler:focus { box-shadow: none; }

.hamburger-lines {
  width: 26px;
  display: flex;
  flex-direction: column;
  gap: 5px;
}

.hamburger-lines span {
  display: block;
  height: 2px;
  background: var(--primary);
  transition: var(--transition);
  border-radius: 2px;
}

.navbar-toggler.active .hamburger-lines span:nth-child(1) {
  transform: translateY(7px) rotate(45deg);
}
.navbar-toggler.active .hamburger-lines span:nth-child(2) {
  opacity: 0;
}
.navbar-toggler.active .hamburger-lines span:nth-child(3) {
  transform: translateY(-7px) rotate(-45deg);
}

/* ============================================================
   HERO SECTION
   ============================================================ */
.hero-section {
   position: relative;
    height: 85vh;
    overflow: hidden;
}

.hero-swiper {
  height: 100%;
}

.swiper-slide-hero {
  position: relative;
  height: 100%;
  background: #1a1a1a;
}

.hero-img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: center;
  opacity: 0.85;
}

.hero-overlay {
  position: absolute;
  inset: 0;
  background: linear-gradient(to right, rgba(0,0,0,0.6) 0%, rgba(0,0,0,0.2) 60%, transparent 100%);
}

.hero-content {
  position: absolute;
  top:50%;
  transform: translate(0px, -40%);
  left: 80px;
  color: #fff;
  z-index: 2;
}

.hero-content h1 {
  font-size: 88px;
  font-weight: 900;
  text-transform: uppercase;
  letter-spacing: -0.02em;
  color: #fff;
  line-height: 1;
  margin-bottom: 8px;
  font-family: "Figtree", sans-serif !important;
}

.hero-content p {
    font-size: 37px;
    font-weight: 600;
    color: rgba(255, 255, 255, 0.9);
    margin-bottom: 28px;
    font-family: "Figtree", sans-serif !important;
}

/* Hero nav arrows */
.swiper-button-prev-hero,
.swiper-button-next-hero {
  position: absolute;
  top: 50%;
  transform: translateY(-50%);
  z-index: 10;
  width: 44px;
  height: 44px;
  background: rgba(255,255,255,0.15);
  border: 1px solid rgba(255,255,255,0.4);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  color: #fff;
  font-size: 1rem;
  cursor: pointer;
  transition: var(--transition);
}

.swiper-button-prev-hero { left: 20px; }
.swiper-button-next-hero { right: 20px; }

.swiper-button-prev-hero:hover,
.swiper-button-next-hero:hover {
  background: rgba(255,255,255,0.3);
}

/* WhatsApp floating button */
.whatsapp-float {
  position: fixed;
  right: 20px;
  bottom: 80px;
  z-index: 999;
  width: 50px;
  height: 50px;
  background: #25D366;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.5rem;
  color: #fff;
  box-shadow: 0 4px 15px rgba(37,211,102,0.4);
  transition: var(--transition);
  cursor: pointer;
}

.whatsapp-float:hover {
  transform: scale(1.1);
  box-shadow: 0 6px 20px rgba(37,211,102,0.5);
  color: #fff;
}

/* Back to top */
.back-to-top {
  position: fixed;
  right: 20px;
  bottom: 20px;
  z-index: 999;
  width: 42px;
  height: 42px;
  background: var(--primary);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  color: #fff;
  font-size: 0.9rem;
  box-shadow: var(--shadow-md);
  cursor: pointer;
  transition: var(--transition);
  opacity: 0;
  pointer-events: none;
}

.back-to-top.show {
  opacity: 1;
  pointer-events: all;
}

.back-to-top:hover {
  background: var(--primary-dark);
  transform: translateY(-3px);
}

/* ============================================================
   INSURANCE CATEGORIES STRIP
   ============================================================ */
.categories-strip {
    background: #fff;
    margin: 0 60px;
    border-radius: 8px;
    transform: translateY(-40px);
    position: relative;
    z-index: 10;
    padding: 10px;
    background-color: #f3f3f3;
}

.category-item {
    display: flex;
    flex-direction: column;
    align-items: center;
    padding: 28px 20px;
    cursor: pointer;
    transition: var(--transition);
    border-radius: 8px;
    position: relative;
    text-decoration: none;
    color: var(--text);
    background-color: #F3F3F3;
    min-height: 250px;
    align-items: center;
    justify-content: center;
}

.category-item:hover,
.category-item.active {
  background: linear-gradient(#740832 0%, #3a0419 100%);
  color: #fff;
}

.category-item img {
    width: 144px;
    height: 105px;
    object-fit: contain;
    margin-bottom: 12px;
    transition: var(--transition);
    object-fit: contain;
}

.category-item span {
font-weight: 400;
    text-transform: unset;
    letter-spacing: 0.05em;
    font-size: 20px;
    color: #1D1D1D;
}
.category-item:hover span
{
   color: #fff;
}
/* Tint icons on non-active items */
.category-item:not(.active):not(:hover) img {
  filter: none;
}
.category-item.active img,
.category-item:hover img {
  filter: brightness(0) invert(1);
}
.main-content {
    position: relative;
    overflow: hidden;
}
/* ============================================================
   ABOUT SECTION (HOME)
   ============================================================ */
.about-home {
  padding: 60px 0 80px;
  position: relative;
}

.about-home-img {
  border-radius: 12px;
  overflow: hidden;
  position: relative;
}

.about-home-img img {
  width: 100%;
  height: 400px;
  object-fit: cover;
  border-radius: 12px;
  transition: transform 0.5s ease;
}

.about-home-img:hover img {
  transform: scale(1.03);
}

.about-home-badge {
  position: absolute;
  bottom: 20px;
  left: 20px;
  width: 70px;
  height: 70px;
}

.about-home-content {
  padding: 20px 0 20px 40px;
}

.about-home-content .section-subtitle {
  color: var(--primary);
  font-weight: 700;
}

.about-home-content p {
  font-size: 0.88rem;
  color: var(--grey);
  margin-bottom: 20px;
  line-height: 1.8;
}

.btn-learn-more {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  color: var(--primary);
  font-weight: 700;
  font-size: 0.82rem;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  border-bottom: 1px solid var(--primary);
  padding-bottom: 2px;
  transition: var(--transition);
}

.btn-learn-more:hover {
  color: var(--primary-dark);
  gap: 14px;
}

/* Vertical rotated text */
.vertical-text {
  position: absolute;
  right: -30px;
  top: 50%;
  transform: translateY(-50%) rotate(90deg);
  font-size: 5rem;
  font-weight: 900;
  color: rgba(139,26,61,0.06);
  letter-spacing: 0.1em;
  text-transform: uppercase;
  white-space: nowrap;
  pointer-events: none;
  user-select: none;
}

/* ============================================================
   WHY AKTI SECTION
   ============================================================ */
.why-akti {
  position: relative;
  padding: 0;
  overflow: hidden;
}

.why-akti-bg {
  position: relative;
  height: 280px;
  overflow: hidden;
}

.why-akti-bg img {
  width: 100%;
  height: 100%;
  object-fit: cover;
}

.why-akti-bg-overlay {
  position: absolute;
  inset: 0;
  background: linear-gradient(to right, rgba(0,0,0,0.7) 0%, rgba(0,0,0,0.3) 50%, rgba(0,0,0,0.5) 100%);
}

.why-akti-text {
  position: absolute;
  top: 50%;
  left: 60px;
  transform: translateY(-50%);
  color: #fff;
}

.why-akti-text h2 {
  font-size: 1.8rem;
  font-weight: 900;
  text-transform: uppercase;
  color: #fff;
  line-height: 1.1;
}

.why-akti-text h2 span {
  color: rgba(255,255,255,0.7);
}

.why-akti-description {
  position: absolute;
  top: 50%;
  right: 60px;
  transform: translateY(-50%);
  max-width: 320px;
  background: rgba(255,255,255,0.95);
  padding: 24px;
  border-radius: 4px;
  font-size: 0.82rem;
  color: var(--text);
  line-height: 1.7;
}

.why-akti-cards {
  display: flex;
  background: #fff;
  border-top: 1px solid var(--border);
}

.why-card {
  flex: 1;
  padding: 36px 24px;
  text-align: center;
  border-right: 1px solid var(--border);
  transition: var(--transition);
  cursor: default;
}

.why-card:last-child {
  border-right: none;
}

.why-card:hover {
  background: var(--off-white);
}

.why-card-icon {
  width: 50px;
  height: 50px;
  margin: 0 auto 16px;
  background: var(--primary-bg);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
}

.why-card-icon img {
  width: 28px;
  height: 28px;
  object-fit: contain;
}

.why-card h4 {
  font-size: 0.82rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  color: var(--dark);
  margin-bottom: 8px;
}

.why-card p {
  font-size: 0.75rem;
  color: var(--grey);
  line-height: 1.6;
}

/* ============================================================
   ONLINE INSURANCE SECTION
   ============================================================ */
.online-insurance {
    background: linear-gradient(269deg, #740832 0%, #5b0829 100%);
    padding: 50px 0;
    overflow: hidden;
    background-size: 100%;
    background-repeat: no-repeat;
    background-position: right;
    position: relative;
}
.online-insurance .overlay {
    position: absolute;
    top: 0;
    width: 100%;
    height: 100%;
    object-fit: cover;
    right: 0;
    opacity: .5;
}
.online-insurance .overlay  img
{
      height: 100%;
    object-fit: cover;
}
.online-insurance .section-subtitle {
  color: rgba(255,255,255,0.7);
}

.online-insurance h2 {
    text-transform: uppercase;
    margin-bottom: 16px;
    font-weight: bold;
    font-size: 50px;
    line-height: 58px;
    text-align: left;
    color: #fff;
}

.online-insurance p {
    font-weight: 300;
    font-size: 22px;
    line-height: normal;
    text-align: left;
    color: #d1aab9;
}

.app-features {
    display: flex;
    gap: 10px;
    margin-bottom: 36px;
    align-items: flex-start;
}

.app-feature {
    display: flex;
    align-items: center;
    gap: 10px;
    color: rgba(255, 255, 255, 0.9);
    font-size: 0.78rem;
    font-weight: 500;
    flex-direction: column;
    align-items: center;
    justify-content: center;
    width: 20%;
}
.top-number {
    font-size: 113px;
    position: absolute;
    top: -9px;
    right: 6px;
    font-weight: bolder;
    background: linear-gradient(#500522 0%, rgb(0 0 0 / 0%) 100%);
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
    font-family: "Figtree", sans-serif !important;
    line-height: normal;
    opacity: .3;
}
.claim-col:hover .claim-card {
    background-color: #740832;
}
.claim-col:hover .claim-card h4{
  color: #fff;
}
.claim-col:hover .claim-card p
{
  color: #fff;
}
.app-feature-icon {
    width: 139px;
    height: 139px;
    background: rgb(139 22 67 / 48%);
    border-radius: 0;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1rem;
    transition: .5s ease-out;
}
.app-feature-icon:hover {
    background: #B36959;
}
.app-feature span {
    font-weight: normal;
    font-size: 13px;
    line-height: 16px;
    text-align: center;
    color: rgba(255, 255, 255, 0.58);
    text-transform: uppercase;
}

.app-store-buttons {
    display: flex;
    gap: 14px;
    width: fit-content;
    border-radius: 17px;
    background: #fff;
    border: 1px solid #707070;
    padding: 11px 18px;
}

.app-store-buttons img {
    height: 47px;
    width: auto;
    transition: var(--transition);
    cursor: pointer;
}
.app-store-buttons a {
    transition: .5s ease-out;
}
.app-store-buttons a:hover {
    transform: scale(1.1);
}
.online-insurance-phone {
  position: relative;
  text-align: center;
}

.online-insurance-phone img {
    height: auto;
    width: 100%;
    object-fit: contain;
    filter: drop-shadow(0 20px 40px rgba(0, 0, 0, 0.3));
}

/* ============================================================
   ENGINEERING CLAIM PROCESS
   ============================================================ */
.claim-process {
  padding: 80px 0;
  background: var(--white);
}

.claim-process .section-subtitle {
  color: var(--primary);
}

.claim-steps {
  display: flex;
  gap: 0;
  align-items: flex-start;
  position: relative;
  margin-top: 40px;
}

.claim-step {
  flex: 1;
  position: relative;
}

.claim-step-num {
  font-size: 5rem;
  font-weight: 900;
  color: rgba(139,26,61,0.08);
  line-height: 1;
  margin-bottom: -20px;
  letter-spacing: -0.05em;
}

.claim-step-card {
  background: #fff;
  border: 1px solid var(--border);
  border-radius: 4px;
  padding: 28px 24px;
  transition: var(--transition);
  position: relative;
}

.claim-step-card.featured {
  background: var(--primary);
  border-color: var(--primary);
  color: #fff;
  transform: translateY(-10px);
}

.claim-step-card:not(.featured):hover {
  box-shadow: var(--shadow-md);
  transform: translateY(-5px);
}

.claim-step-card h4 {
  font-size: 0.9rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.05em;
  margin-bottom: 12px;
  color: inherit;
}

.claim-step-card.featured h4 {
  color: #fff;
}

.claim-step-card p {
  font-size: 0.78rem;
  line-height: 1.7;
  color: var(--grey);
}

.claim-step-card.featured p {
  color: rgba(255,255,255,0.8);
}

.step-connector {
  width: 40px;
  height: 2px;
  background: var(--border);
  align-self: center;
  margin-top: 20px;
  flex-shrink: 0;
}

/* ============================================================
   FAQ SECTION
   ============================================================ */
.faq-section {
  padding: 80px 0;
  position: relative;
  overflow: hidden;
}

.faq-bg {
  position: absolute;
  left: 0;
  top: 0;
  width: 35%;
  height: 100%;
  overflow: hidden;
}

.faq-bg img {
  width: 100%;
  height: 100%;
  object-fit: cover;
}

.faq-bg-overlay {
  position: absolute;
  inset: 0;
  background: rgba(0,0,0,0.3);
}

.faq-content {
  padding-left: 60px;
}

.faq-tabs {
  display: flex;
  gap: 0;
  margin-bottom: 30px;
  border-bottom: 2px solid var(--border);
}

.faq-tab {
  padding: 10px 20px;
  font-size: 0.75rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  color: var(--grey);
  cursor: pointer;
  transition: var(--transition);
  border-bottom: 2px solid transparent;
  margin-bottom: -2px;
}

.faq-tab:hover,
.faq-tab.active {
  color: var(--primary);
  border-bottom-color: var(--primary);
}

.faq-title {
  font-size: 1.8rem;
  font-weight: 800;
  text-transform: uppercase;
  margin-bottom: 24px;
}

.accordion-item-custom {
    border: none;
    border-bottom: 1px solid var(--border);
    background: transparent;
    background: linear-gradient(#fff 0%, #fff 100%);
    border: 1px solid #d8d3d3;
    margin-bottom: 10px;
    padding: 12px 21px;
}
.accordion-btn-custom .open ~ .accordion-item-custom {
    background: linear-gradient(#fff 0%, #fff 100%);
    box-shadow: 0px 23px 18px rgba(0, 0, 0, 0.09);
}
.accordion-btn-custom {
    display: flex;
    align-items: center;
    justify-content: space-between;
    width: 100%;
    border: none;
    font-size: 0.88rem;
    font-weight: 500;
    color: var(--text);
    cursor: pointer;
    text-align: left;
    transition: var(--transition);
    background: linear-gradient(#fff 0%, #fff 100%);
    font-weight: 400;
    font-size: 20px;
    line-height: 28px;
    text-align: left;
    color: #8e8d8d;
}
button.accordion-btn-custom.open {
    padding-bottom: 14px;
    font-weight: 600;
    line-height: 28px;
    text-align: left;
    color: #1d1d1d;
}
.accordion-btn-custom:hover { color: var(--primary); }

.accordion-btn-custom.open { color: var(--primary); font-weight: 600; }

.accordion-icon {
    width: 24px;
    height: 24px;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 0.75rem;
    color: var(--grey);
    flex-shrink: 0;
    transition: var(--transition);
    background: #f1f1f1;
}

.accordion-btn-custom.open .accordion-icon {
  background: var(--primary);
  border-color: var(--primary);
  color: #fff;
  transform: rotate(45deg);
}

.accordion-body-custom {
  padding: 0 0 18px;
  font-size: 0.84rem;
  color: var(--grey);
  line-height: 1.8;
  display: none;
}

.accordion-body-custom.show { display: block; }

/* ============================================================
   DOWNLOAD FILES SECTION
   ============================================================ */
.download-files {
    padding: 60px 0;
    background:  #F9F9F9;
    background-size: contain;
    position: relative;
}
.download-files::after {
    position: absolute;
    content: "";
    background-image: url(../assets/icons/bg-squire.png);
    height: 100%;
    width: 100%;
    top: 0;
    background-size: contain;
    opacity: .1;
    filter: invert(1)
}

.download-title {
    text-transform: uppercase;
    margin-bottom: 40px;
    font-weight: normal;
    font-size: 23px;
    line-height: 24px;
    text-align: center;
    color: var(--primary);
}

.download-title span { color: var(--primary); }

.download-card {
 background: #fff;
    border: 1px solid var(--border);
    padding: 20px 20px 20px 24px;
    display: flex;
    align-items: flex-end;
    justify-content: space-between;
    transition: var(--transition);
    margin-bottom: 16px;
    background: linear-gradient(356deg, #eee1e6 0%, #ffdcd5 100%);
    border: 1px solid #740832;
    position: relative;
}

.download-card:hover {
  border-color: var(--primary);
  box-shadow: var(--shadow-sm);
}

.download-card-left p {
    font-weight: normal;
    font-size: 19px;
    line-height: 24px;
    text-align: left;
    color: #1d1d1d;
}

.download-card-left a {
    display: flex;
    align-items: center;
    gap: 6px;
    font-weight: 600;
    font-size: 15px;
    letter-spacing: 0.14em;
    line-height: 21px;
    text-align: left;
    color: #740832;
    text-transform: uppercase;
}
h2#fs-heading {
    font-weight: bold;
    font-size: 35px;
    line-height: 57px;
    text-align: center;
    color: #740832;
    text-transform: uppercase;
}
h2#cn-heading {
    font-weight: bold;
    font-size: 35px;
    line-height: 57px;
    text-align: center;
    color: #740832;
        text-transform: uppercase;
}
h2#ca-heading, #cf-heading, #fr-heading, #fr-heading, #irc-heading {
font-weight: bold;
    font-size: 35px;
    line-height: normal;
    text-align: center;
    color: #740832;
    text-transform: uppercase;
    margin-bottom: 36px;
}
.download-card-left a:hover { color: var(--primary-dark); }

.download-card-icon {
    width: 26px;
    height: 26px;
    background: #ffffff;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    color: #740832;
    font-size: 0.9rem;
    flex-shrink: 0;
    position: absolute;
    right: 14px;
    bottom: 14px;
    z-index: 1;
}
.download-card:after {
    content: "";
    position: absolute;
    right: 0;
    width: 69px;
    height: 71px;
    border-radius: 69px 0px 0px 0px;
    background: #740832;
    bottom: 0;
    z-index: 0;
}

/****************************/
.col-sidebar { width: 160px; flex-shrink: 0; margin-right: 24px; }
  .col-content { flex: 1; }
 
  .year-sidebar {
    display: flex;
    flex-direction: column;
    background: #f5f0f0;
    padding: 10px;
  }
  .year-item {
    display: block;
    padding: 10px 18px;
    text-decoration: none;
    color: #555;
    font-weight: 500;
    font-size: 0.95rem;
    border-left: 3px solid transparent;
    transition: all 0.2s ease;
    position: relative;
  }
  a.year-item.active:after {
    /* right: 0; */
    content: "";
    width: 0;
    height: 0;
    border-top: 10px solid transparent;
    border-bottom: 10px solid transparent;
    border-left: 17px solid #7a002c;
    position: absolute;
    left: 100%;
    top: 33%;
}

  .year-item:hover { background: #ecdcdc; color: #7a1040; }
  .year-item.active { background: #7a1040; color: #fff; font-weight: 700; }
 
  .year-panel { display: none; flex-wrap: wrap; gap: 14px; }
  .year-panel.active { display: flex; }
 
  .card-col { width: calc(50% - 7px); }
 
 
  .download-card:hover { box-shadow: 0 4px 16px rgba(122,16,64,0.15); }
 

 
  .download-card-left a:hover { text-decoration: underline; }
 

 
  @media (max-width: 600px) {
    .col-sidebar { width: 100%; margin-right: 0; margin-bottom: 16px; }
    .year-sidebar { flex-direction: row; flex-wrap: wrap; }
    .card-col { width: 100%; }
  }

/* ============================================================
   PAGE HERO BANNER
   ============================================================ */
.page-hero {
  background: linear-gradient(135deg, var(--primary) 0%, var(--primary-dark) 100%);
  padding: 70px 0;
  position: relative;
  overflow: hidden;
}

.page-hero::before {
  content: '';
  position: absolute;
  right: 0;
  top: 0;
  bottom: 0;
  width: 50%;
  background: url('../assets/images/Image 3.png') center/cover no-repeat;
  opacity: 0.2;
  mix-blend-mode: luminosity;
}

.page-hero h1 {
  font-size: clamp(2rem, 5vw, 3.5rem);
  font-weight: 900;
  text-transform: uppercase;
  color: #fff;
  line-height: 1.1;
}

.page-hero h1 span {
  color: rgba(255,255,255,0.5);
}

/* ============================================================
   SIDEBAR NAV (About/Inner pages)
   ============================================================ */
.sidebar-nav {
    background: #fff;
    border: 0;
    border-radius: 4px;
    background: #f5f5f5;
    padding: 10px;
}

.sidebar-nav-item {
    display: block;
    padding: 11px 24px;
    font-size: 0.82rem;
    font-weight: 500;
    color: var(--text);
    border-bottom: 0;
    transition: var(--transition);
    cursor: pointer;
    position: relative;
    font-size: 16px;
    text-align: left;
    color: #7e7e7e;
}

.sidebar-nav-item:last-child { border-bottom: none; }

.sidebar-nav-item:hover,
.sidebar-nav-item.active {
  background: var(--primary);
  color: #fff;
  padding-left: 30px;
}

/* ============================================================
   INSURANCE PAGE TABS
   ============================================================ */
.insurance-tabs {
    display: flex;
    margin-bottom: 30px;
    border: none;
    gap: 0;
    background-color: #eee;
    width: fit-content;
    border-radius: 50px;
}

.insurance-tab {
    padding: 13px 32px;
    font-size: 0.8rem;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 0.06em;
    cursor: pointer;
    transition: var(--transition);
    border: 0;
    background: unset;
    font-weight: normal;
    font-size: 15px;
    text-align: left;
    color: #7e7e7e;
    border-radius: 50px !important;
}

.insurance-tab:first-child { border-radius: 4px 0 0 4px; }
.insurance-tab:last-child { border-radius: 0 4px 4px 0; }

.insurance-tab.active {
    background: var(--primary);
    border-color: var(--primary);
    color: #fff;
    background: linear-gradient(90deg, #740832 0%, #b36959 100%);
    filter: drop-shadow(19px 3px 24px rgba(0, 0, 0, 0.16));
    border: 0;
    border-radius: 50px;
}



/* ============================================================
   FOOTER
   ============================================================ */
.footer-main {
    background: var(--footer-bg);
    padding: 60px 0 30px;
    padding-bottom: 0;
}

.footer-logo {
  margin-bottom: 24px;
}

.footer-logo img {
  height: 80px;
  width: auto;
  filter: brightness(0) invert(1);
}

.footer-col-title {
    font-size: 0.75rem;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 0.12em;
    color: #fff;
    margin-bottom: 20px;
    font-weight: bold;
    font-size: 18px;
    line-height: 23px;
    text-align: left;
    color: #7e7e7e;
}

.footer-links li {
  margin-bottom: 8px;
}

.footer-links a {
  font-size: 0.78rem;
  color: rgba(255,255,255,0.6);
  transition: var(--transition);
  display: inline-block;
}

.footer-links a:hover {
  color: #fff;
  padding-left: 4px;
}

.footer-branch {
  margin-bottom: 20px;
}

.footer-branch-name {
  font-size: 0.75rem;
  font-weight: 700;
  color: var(--primary-light);
  text-transform: uppercase;
  letter-spacing: 0.08em;
  margin-bottom: 4px;
  color: #b36959 !important;
}
footer{
  position: relative;
}
.footer-bg {
    position: absolute;
    left: 0;
    width: 50%;
    height: 100%;
    top: 0;
    opacity: .5;
    z-index: 0;
}
.footer-bg img
{
      height: 100%;
}
footer .container {
    z-index: 1;
    position: relative;
}
.footer-branch p {
  font-size: 0.75rem;
  color: rgba(255,255,255,0.6);
  line-height: 1.6;
}

.footer-socials-card {
  background: #fff;
  border-radius: 8px;
  padding: 24px;
}

.footer-socials-card h4 {
    text-transform: uppercase;
    margin-bottom: 16px;
    font-weight: bold;
    font-size: 18px;
    line-height: normal;
    text-align: left;
    color: #7e7e7e;
}

.social-icons {
  display: flex;
  gap: 12px;
  margin-bottom: 20px;
}

.social-icon {
  width: 36px;
  height: 36px;
  border: 1px solid var(--border);
  border-radius: 4px;
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--dark);
  font-size: 1rem;
  transition: var(--transition);
  cursor: pointer;
}

.social-icon:hover {
  background: var(--primary);
  border-color: var(--primary);
  color: #fff;
}

.footer-contact p {
  font-size: 0.75rem;
  color: var(--grey);
  margin-bottom: 4px;
}

.footer-divider {
  border-color: rgba(255,255,255,0.1);
  margin: 30px 0 20px;
}

.footer-bottom {

    background-color: #000;
    z-index: 1;
    position: relative;
    padding: 14px 0;
}
.footer-bottom-outer
{
    display: flex;
    align-items: center;
    justify-content: space-between;
    flex-wrap: wrap;
    gap: 16px;
}'
.footer-bottom p {
  font-size: 0.73rem;
  color: rgba(255,255,255,0.4);
}

.payment-icons {
  display: flex;
  align-items: center;
  gap: 8px;
}

.payment-icons img {
    height: 46px;
    width: 100%;
}

.powered-by {
    display: flex;
    align-items: center;
    gap: 6px;
    font-weight: 500;
    font-size: 13px;
    line-height: 14px;
    text-align: left;
    color: rgba(255, 255, 255, 0.6);
}
.footer-bottom p {
    margin: 0;
}
.powered-by strong {
  color: rgba(255,255,255,0.7);
  font-style: italic;
}

/* ============================================================
   CONTACT PAGE
   ============================================================ */
.contact-page-hero {
  background: var(--primary);
  padding: 60px 0;
  text-align: center;
}

.contact-page-hero h1 {
  font-size: clamp(2rem, 5vw, 3rem);
  font-weight: 900;
  text-transform: uppercase;
  color: #fff;
  letter-spacing: 0.05em;
}

.contact-map-section {
  display: flex;
}

.contact-sidebar {
  width: 280px;
  flex-shrink: 0;
  background: #fff;
  display: flex;
  flex-direction: column;
}

.contact-location-btn {
    padding: 30px 24px;
    cursor: pointer;
    border-bottom: 0;
    transition: var(--transition);
    background: #b36959;
}

.contact-location-btn:hover,
.contact-location-btn.active {
    background: #1D1D1D;
    color: #fff;
}

.contact-location-btn.active h4 {
     color: #fff;
    font-size: 19px;
    letter-spacing: 0.03em;
    text-align: left;
    color: #fff;
    text-transform: uppercase;
}

.contact-location-btn.active p {
     font-size: 14px;
    line-height: 20px;
    text-align: left;
    color: #fff;
}

.contact-location-btn .icon-pin {
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--primary);
    margin-bottom: 12px;
    transition: var(--transition);
    padding: 32px;
    width: 95.79px;
    height: 81.51px;
    border-radius: 40.75px;
    background: #ffffff3b;
}
.contact-location-btn .icon-pin img {
    width: 100%;
}
.contact-location-btn.active .icon-pin {
  background: rgba(255,255,255,0.2);
  color: #fff;
}

.contact-location-btn h4 {
    font-size: 19px;
    letter-spacing: 0.03em;

    text-align: left;
    color: #fff;
    text-transform: uppercase;
}

.contact-location-btn p {
    font-size: 14px;
    line-height: 20px;
    text-align: left;
    color: #fff;
}

.contact-map {
  flex: 1;
  background: #e8e8e8;
  overflow: hidden;
}

.contact-map iframe {
  width: 100%;
  height: 100%;
  border: none;
}

.contact-form-section {
  padding: 80px 0;
}

.contact-form-title h2 {
  font-size: 1.6rem;
  font-weight: 800;
  text-transform: uppercase;
  margin-bottom: 4px;
}

.contact-form-title p {
  font-size: 0.78rem;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  color: var(--grey);
  margin-bottom: 40px;
}

.form-group-custom {
  margin-bottom: 24px;
}

.form-label-custom {
  display: block;
  font-size: 0.75rem;
  font-weight: 600;
  color: var(--grey);
  margin-bottom: 8px;
  text-transform: uppercase;
  letter-spacing: 0.06em;
}

.form-control-custom {
  width: 100%;
  padding: 0 0 12px;
  border: none;
  border-bottom: 1px solid var(--border);
  background: transparent;
  font-size: 0.9rem;
  color: var(--dark);
  outline: none;
  transition: var(--transition);
  font-family: var(--font-body);
}

.form-control-custom:focus {
  border-bottom-color: var(--primary);
}

.form-control-custom::placeholder {
  color: rgba(68,68,68,0.4);
}

textarea.form-control-custom {
  resize: none;
  height: 80px;
}

.form-error {
  font-size: 0.72rem;
  color: #dc3545;
  margin-top: 4px;
  display: none;
}

.form-error.show { display: block; }

/* ============================================================
   INSURANCE INNER PAGE
   ============================================================ */
.insurance-intro {
  padding: 60px 0;
}

.insurance-intro h2 {
    font-weight: bold;
    font-size: 50px;
    line-height: 62px;
    text-align: left;
    color: #1D1D1D;
    text-transform: uppercase;
}

.insurance-intro h2 span {
  color: var(--primary);
}

.insurance-intro p {
    font-weight: 300;
    font-size: 17px;
    line-height: 26px;
    text-align: left;
    color: #022a3a;
}
.insurance-intro .row {
    background-color: #fff;
    padding: 50px 70px;
}
.outer-insurance-box p {
    font-weight: 300;
    font-size: 30px;
    line-height: normal;
    text-align: left;
    color: #7E7E7E;
}
.outer-insurance-box h3
{
font-size: 18px;
    font-weight: 400;
    margin-bottom: 24px;
    color: #1D1D1D;
}
.outer-i {
    background-color: #fff;
    padding: 50px 70px;
}
.get-online-btn {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  background: var(--primary);
  color: #fff;
  padding: 14px 32px;
  border-radius: 4px;
  font-size: 0.82rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  transition: var(--transition);
}

.get-online-btn .arrow-circle {
  width: 26px;
  height: 26px;
  background: rgba(255,255,255,0.2);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 0.8rem;
}

.get-online-btn:hover {
  background: var(--primary-dark);
  color: #fff;
  box-shadow: 0 4px 15px rgba(139,26,61,0.3);
  transform: translateY(-2px);
}

/* ============================================================
   RESPONSIVE
   ============================================================ */
@media (max-width: 1200px) {
  .categories-strip { margin: 0 20px; }
  .hero-content { left: 40px; }
  .why-akti-text { left: 40px; }
  .why-akti-description { right: 40px; }
}

@media (max-width: 992px) {
  .categories-strip {
    transform: translateY(0);
    margin: 0;
    border-radius: 0;
  }

  .hero-section { height: 450px; }
  .hero-content { left: 30px; bottom: 60px; }
  .hero-content h1 { font-size: 2.5rem; }

  .navbar-main .container-fluid { padding: 0 20px; }

  .about-home-content { padding: 30px 0 0; }

  .why-akti-description { display: none; }

  .why-akti-cards { flex-wrap: wrap; }
  .why-card { flex: 0 0 50%; border-bottom: 1px solid var(--border); }

  .faq-bg { display: none; }
  .faq-content { padding-left: 0; }

  .footer-socials-card { margin-top: 30px; }

  .contact-map-section { flex-direction: column; height: auto; }
  .contact-sidebar { width: 100%; flex-direction: row; overflow-x: auto; }
  .contact-map { height: 350px; }

  .claim-steps { flex-wrap: wrap; }
  .step-connector { display: none; }
  .claim-step { flex: 0 0 calc(50% - 10px); }
}

@media (max-width: 768px) {
  .navbar-nav { padding: 16px 0; }
  .navbar-nav .nav-link { padding: 10px 0 !important; }
  .navbar-nav .nav-link::after { display: none; }

  .hero-section { height: 380px; }
  .hero-content h1 { font-size: 2rem; }
  .hero-content p { font-size: 1rem; }

  .category-item { padding: 18px 10px; }
  .category-item img { width: 36px; height: 36px; }
  .category-item span { font-size: 0.7rem; }

  .online-insurance-phone { display: none; }

  .why-card { flex: 0 0 100%; }

  .claim-step { flex: 0 0 100%; }

  .footer-main { padding: 40px 0 20px; }

  .contact-location-btn { padding: 20px 16px; min-width: 160px; }

  .vertical-text { display: none; }
}

@media (max-width: 480px) {
  .hero-content { left: 20px; bottom: 40px; }
  .hero-content h1 { font-size: 1.8rem; }

  .btn-pill { padding: 10px 24px; font-size: 0.78rem; }

  .app-store-buttons { flex-direction: column; }
  .app-store-buttons img { height: 36px; }
}

/* ============================================================
   AOS CUSTOM
   ============================================================ */
[data-aos] { pointer-events: none; }
[data-aos].aos-animate { pointer-events: auto; }

/* ============================================================
   LOADING STATE
   ============================================================ */
.page-loader {
  position: fixed;
  inset: 0;
  background: var(--white);
  z-index: 9999;
  display: flex;
  align-items: center;
  justify-content: center;
  transition: opacity 0.4s ease;
}

.page-loader.hidden { opacity: 0; pointer-events: none; }

.loader-inner {
  width: 40px;
  height: 40px;
  border: 3px solid var(--border);
  border-top-color: var(--primary);
  border-radius: 50%;
  animation: spin 0.8s linear infinite;
}

@keyframes spin { to { transform: rotate(360deg); } }

/* ============================================================
   RTL SUPPORT
   ============================================================ */
[dir="rtl"] .hero-content { left: auto; right: 80px; }
[dir="rtl"] .about-home-content { padding: 20px 40px 20px 0; }
[dir="rtl"] .vertical-text { right: auto; left: -30px; }
[dir="rtl"] .footer-links a:hover { padding-left: 0; padding-right: 4px; }
[dir="rtl"] .sidebar-nav-item:hover, [dir="rtl"] .sidebar-nav-item.active { padding-left: 24px; padding-right: 30px; }

/* ============================================================
   INVESTOR RELATIONS – EXTRA STYLES
   ============================================================ */

/* Page hero with decorative circle (IR pages) */
.page-hero-ir {
    background: url(../assets/icons/bg-header.png), linear-gradient(135deg, var(--primary) 0%, var(--primary-dark) 100%);
    padding: 86px 0;
    position: relative;
    overflow: hidden;
  
    background-size: cover;

}
a.sidebar-nav-item.active:after {
    content: "";
    width: 0;
    height: 0;
    border-top: 10px solid transparent;
    border-bottom: 10px solid transparent;
    border-left: 17px solid #7a002c;
    position: absolute;
    left: 100%;
    top: 33%;
}
.page-hero-ir::after {
  content: "";
    position: absolute;
    right: 80px;
    top: 50%;
    transform: translateY(-50%);
    width: 200px;
    height: 200px;
    border-radius: 50%;
    width: 50%;
    height: 468px;
    border-radius: 0px 234px 234px 0px;
    background: #000;
    opacity: 0.21;
    left: 0;
}
h2#on-heading {
    font-weight: bold;
    font-size: 35px;
    line-height: normal;
    text-align: center;
    color: #740832;
    text-transform: uppercase;
}
h2#on-heading {
    font-weight: bold;
    font-size: 35px;
    line-height: normal;
    text-align: center;
    color: #740832;
    text-transform: uppercase;
}
.squre-bg {
    position: absolute;
    right: 0;
    height: 100%;
    top: 0;
    opacity: .5;
}
.squre-bg img
{
      height: 100%;
}
.page-hero-ir h1 {
    text-transform: uppercase;
    color: #fff;
    position: relative;
    z-index: 1;
    font-weight: bold;
    font-size: 60px;
    line-height: normal;
    text-align: left;
    color: #fff;
        font-family: "Figtree", sans-serif !important;
}

/* IR intro box (two-col header with description) */
.ir-intro-box {
  background: #fff;
  border: 1px solid var(--border);
  border-radius: 4px;
  padding: 40px 48px;
  margin: 50px 0 40px;
}

.ir-intro-box h2 {
  font-size: clamp(1.4rem, 3vw, 2rem);
  font-weight: 900;
  text-transform: uppercase;
  line-height: 1.15;
}

.ir-intro-box h2 span { color: var(--primary); }

.ir-intro-box p {
  font-size: 0.85rem;
  color: var(--grey);
  line-height: 1.85;
}

/* Financial Reports – year sidebar */
.year-sidebar {
    background: #f5f5f5;
}

.year-item {
  display: block;
  padding: 12px 24px;
  font-size: 0.85rem;
  font-weight: 600;
  color: var(--text);
  border-bottom: 1px solid var(--border);
  cursor: pointer;
  transition: var(--transition);
}

.year-item:last-child { border-bottom: none; }

.year-item:hover,
.year-item.active {
  background: var(--primary);
  color: #fff;
}

/* Corporate Action – data table */
.ca-tabs {
  display: flex;
  gap: 0;
  border-bottom: 2px solid var(--border);
  margin-bottom: 24px;
}

.ca-tab {
  padding: 12px 24px;
  font-size: 0.8rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  color: var(--grey);
  cursor: pointer;
  border-bottom: 2px solid transparent;
  margin-bottom: -2px;
  transition: var(--transition);
  background: transparent;
  border-left: none;
  border-right: none;
  border-top: none;
}

.ca-tab.active,
.ca-tab:hover {
  color: var(--primary);
  border-bottom-color: var(--primary);
}

.data-table {
  width: 100%;
  border-collapse: collapse;
  font-size: 0.82rem;
}

.data-table thead tr {
  background: var(--primary);
  color: #fff;
}

.data-table thead th {
  padding: 14px 20px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.05em;
  font-size: 0.75rem;
  text-align: left;
}

.data-table tbody tr {
  border-bottom: 1px solid var(--border);
  transition: var(--transition);
}

.data-table tbody tr:hover { background: var(--off-white); }

.data-table tbody tr:nth-child(even) { background: #fafafa; }
.data-table tbody tr:nth-child(even):hover { background: var(--off-white); }

.data-table tbody td {
  padding: 12px 20px;
  color: var(--text);
}

/* Corporate News – year tabs + news list */
.news-year-tabs {
  display: flex;
  gap: 0;
  border-bottom: 2px solid var(--border);
  margin-bottom: 30px;
  overflow-x: auto;
}

.news-year-tab {
  padding: 10px 20px;
  font-size: 0.8rem;
  font-weight: 700;
  color: var(--grey);
  cursor: pointer;
  border-bottom: 2px solid transparent;
  margin-bottom: -2px;
  white-space: nowrap;
  transition: var(--transition);
  background: transparent;
  border-left: none;
  border-right: none;
  border-top: none;
}

.news-year-tab.active,
.news-year-tab:hover {
  color: var(--primary);
  border-bottom-color: var(--primary);
}

.news-list-item {
  border: 1px solid var(--border);
  border-radius: 4px;
  padding: 24px 28px;
  margin-bottom: 14px;
  transition: var(--transition);
  cursor: pointer;
}

.news-list-item:hover {
  border-color: var(--primary);
  box-shadow: var(--shadow-sm);
}

.news-list-item .news-date {
  font-size: 0.72rem;
  color: var(--grey);
  margin-bottom: 6px;
}

.news-list-item h4 {
  font-size: 0.9rem;
  font-weight: 700;
  color: var(--dark);
  margin-bottom: 8px;
  line-height: 1.4;
}

.news-list-item p {
  font-size: 0.8rem;
  color: var(--grey);
  line-height: 1.6;
  margin-bottom: 10px;
}

.news-read-more {
  font-size: 0.75rem;
  font-weight: 700;
  color: var(--primary);
  display: inline-flex;
  align-items: center;
  gap: 5px;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  transition: var(--transition);
}

.news-read-more:hover { gap: 10px; color: var(--primary-dark); }

.news-list-border-left {
  border-left: 3px solid var(--primary);
  padding-left: 20px;
  margin-bottom: 20px;
}

/* Fact Sheet – key data card */
.factsheet-info-card {
  background: #fff;
  border: 1px solid var(--border);
  border-radius: 4px;
  padding: 28px;
  margin-bottom: 30px;
}

.factsheet-info-card h3 {
  font-size: 1.2rem;
  font-weight: 900;
  color: var(--dark);
  margin-bottom: 4px;
}

.factsheet-info-card p {
  font-size: 0.78rem;
  color: var(--grey);
  margin-bottom: 16px;
}

.factsheet-meta {
  font-size: 0.75rem;
  color: var(--grey);
  margin-bottom: 4px;
}

.factsheet-snapshot-header {
  background: var(--primary);
  color: #fff;
  padding: 10px 14px;
  font-size: 0.75rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  border-radius: 4px 4px 0 0;
  margin-top: 16px;
}

.factsheet-snapshot-row {
  display: flex;
  justify-content: space-between;
  padding: 9px 14px;
  font-size: 0.78rem;
  border-bottom: 1px solid var(--border);
}

.factsheet-snapshot-row:last-child { border-bottom: none; }

.factsheet-snapshot-row span:first-child { color: var(--grey); }
.factsheet-snapshot-row span:last-child { font-weight: 600; color: var(--dark); }

/* Fact Sheet table */
.fs-table {
  width: 100%;
  border-collapse: collapse;
  font-size: 0.78rem;
}

.fs-table thead tr {
  background: var(--primary);
  color: #fff;
}

.fs-table thead th {
  padding: 12px 16px;
  font-weight: 700;
  text-align: left;
  font-size: 0.72rem;
  letter-spacing: 0.04em;
}

.fs-table tbody td {
  padding: 10px 16px;
  border-bottom: 1px solid var(--border);
  color: var(--text);
}

.fs-table tbody tr:hover { background: #fafafa; }

/* Chart placeholder */
.chart-placeholder {
  background: var(--off-white);
  border: 1px solid var(--border);
  border-radius: 4px;
  height: 180px;
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  color: var(--grey);
  font-size: 0.78rem;
}

.chart-placeholder i { font-size: 2rem; color: var(--primary); margin-bottom: 8px; opacity: 0.4; }

/* Company Financials – filter bar */
.financials-filter-bar {
  display: flex;
  align-items: center;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: 12px;
  padding: 14px 20px;
  background: var(--off-white);
  border: 1px solid var(--border);
  border-radius: 4px 4px 0 0;
  margin-bottom: 0;
}

.financials-filter-bar select {
  border: 1px solid var(--border);
  border-radius: 4px;
  padding: 8px 14px;
  font-size: 0.8rem;
  font-family: var(--font-body);
  color: var(--text);
  background: #fff;
  cursor: pointer;
  outline: none;
}

.financials-chart-tabs {
  display: flex;
  gap: 0;
  border-bottom: 1px solid var(--border);
  background: #fff;
  padding: 0 20px;
}

.financials-chart-tab {
  padding: 10px 16px;
  font-size: 0.75rem;
  font-weight: 700;
  color: var(--grey);
  cursor: pointer;
  border-bottom: 2px solid transparent;
  margin-bottom: -1px;
  transition: var(--transition);
  background: transparent;
  border-left: none; border-right: none; border-top: none;
}

.financials-chart-tab.active,
.financials-chart-tab:hover {
  color: var(--primary);
  border-bottom-color: var(--primary);
}

/* IR Contact – person card */
.ir-contact-card {
    text-align: center;
    max-width: 280px;
    margin: 0 auto;
    border: 1px solid #dedede;
    padding: 8px;
}

.ir-contact-card img {
    width: 100%;
    height: auto;
    object-fit: cover;
    border-radius: 0;
    margin-bottom: 14px;
}

.ir-contact-card h3 {
    margin-bottom: 4px;
    font-weight: 600;
    font-size: 23px;
    line-height: 24px;
    text-align: center;
    color: #7e7e7e;
}

.ir-contact-card .role {
    margin-bottom: 14px;
    line-height: 24px;
    text-align: center;
    color: #740832;
}

.ir-contact-info-box {
    padding: 14px 20px;
    font-size: 0.8rem;
    color: var(--text);
    text-align: left;
    background: #f5d8e3;
}

.ir-contact-info-box p { margin-bottom: 4px;  color: #7e7e7e;}

/* Stock Price – sahmik widget frame */
.sahmik-widget {
  background: #fff;
  border: 1px solid var(--border);
  border-radius: 4px;
  padding: 28px;
  margin-bottom: 30px;
}

.sahmik-widget h3 {
  font-size: 1rem;
  font-weight: 800;
  text-transform: uppercase;
  color: var(--primary);
  margin-bottom: 20px;
  letter-spacing: 0.05em;
}

.stock-ticker {
  display: flex;
  align-items: flex-start;
  gap: 24px;
  flex-wrap: wrap;
  margin-bottom: 20px;
  padding: 16px;
  background: var(--off-white);
  border-radius: 4px;
}

.stock-ticker-name h4 {
  font-size: 0.72rem;
  color: var(--grey);
  font-weight: 500;
}

.stock-ticker-name strong {
  font-size: 1.4rem;
  font-weight: 900;
  color: var(--primary);
}

.stock-ticker-price {
  display: flex;
  gap: 28px;
  flex-wrap: wrap;
}

.stock-stat { text-align: center; }
.stock-stat .label { font-size: 0.7rem; color: var(--grey); display: block; }
.stock-stat .value { font-size: 0.9rem; font-weight: 700; color: var(--dark); }
.stock-stat .value.negative { color: #dc3545; }
.stock-stat .value.positive { color: var(--success); }

.stock-date {
  font-size: 0.72rem;
  color: var(--grey);
  margin-top: 10px;
}

.timeframe-btns {
  display: flex;
  gap: 4px;
  margin-bottom: 16px;
  flex-wrap: wrap;
}

.tf-btn {
  padding: 5px 12px;
  font-size: 0.72rem;
  font-weight: 600;
  border: 1px solid var(--border);
  border-radius: 3px;
  cursor: pointer;
  background: #fff;
  color: var(--text);
  transition: var(--transition);
}

.tf-btn.active,
.tf-btn:hover {
  background: var(--primary);
  border-color: var(--primary);
  color: #fff;
}

.stock-chart-area {
  height: 220px;
  background: var(--off-white);
  border: 1px solid var(--border);
  border-radius: 4px;
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--grey);
  font-size: 0.8rem;
  margin-bottom: 12px;
  position: relative;
  overflow: hidden;
}

/* Inline SVG chart */
.stock-chart-svg {
  position: absolute;
  inset: 0;
  width: 100%;
  height: 100%;
}

.sahmik-credit {
  font-size: 0.7rem;
  color: var(--light-grey);
  text-align: right;
}

.sahmik-credit a {
  color: var(--primary);
  font-weight: 600;
}

/* Opening Nominations – RTL text block */
.nominations-text-block {
    padding: 0;
    margin: 41px 0 0;
    max-width: 1000px;
    margin: 0 auto;
}
.right-round {
    position: absolute;
    right: -131px;
    opacity: .1;
    top: 0;
      z-index: -1;
}
.left-round {
    position: absolute;
    left: -131px;
    opacity: .1;
    top: 182px;
    z-index: -1;
}
.main-content
{
  position: relative;
}
.nominations-text-block p {
  font-size: 0.88rem;
  line-height: 1.9;
  color: var(--text);
  margin-bottom: 18px;
}

.nominations-text-rtl {
  direction: rtl;
  text-align: right;
  font-size: 0.9rem;
  line-height: 2;
  color: var(--text);
}

/* Liability & Casualty – two-col intro */
.liability-intro {
  background: #fff;
  border: 1px solid var(--border);
  border-radius: 4px;
  padding: 40px 48px;
  margin: 50px 0 40px;
}

.liability-intro h2 {
  font-size: clamp(1.4rem, 3vw, 2rem);
  font-weight: 900;
  text-transform: uppercase;
  line-height: 1.15;
  margin-bottom: 0;
}

.liability-intro h2 span { color: var(--primary); }

/* Medical Group Life – 3-tab pill style */
.medical-tabs-pill {
  display: flex;
  gap: 0;
  margin-bottom: 32px;
  flex-wrap: wrap;
}

.medical-tab-pill {
  padding: 12px 24px;
  font-size: 0.78rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  cursor: pointer;
  background: var(--off-white);
  border: 1px solid var(--border);
  color: var(--grey);
  transition: var(--transition);
  border-right: none;
}

.medical-tab-pill:first-child { border-radius: 50px 0 0 50px; }
.medical-tab-pill:last-child { border-radius: 0 50px 50px 0; border-right: 1px solid var(--border); }

.medical-tab-pill.active {
  background: var(--primary);
  border-color: var(--primary);
  color: #fff;
}

.plan-list {
  display: flex;
  gap: 12px;
  flex-wrap: wrap;
  margin: 16px 0 24px;
}

.plan-badge {
  padding: 6px 16px;
  background: var(--primary-bg);
  color: var(--primary);
  border-radius: 50px;
  font-size: 0.75rem;
  font-weight: 700;
  border: 1px solid rgba(139,26,61,0.15);
}

/* Export XLS button */
.btn-export {
  display: inline-flex;
  align-items: center;
  gap: 7px;
  font-size: 0.75rem;
  font-weight: 700;
  color: var(--primary);
  text-transform: uppercase;
  letter-spacing: 0.08em;
  border: 1px solid var(--primary);
  border-radius: 4px;
  padding: 7px 16px;
  transition: var(--transition);
  cursor: pointer;
  background: transparent;
}

.btn-export:hover {
  background: var(--primary);
  color: #fff;
}

/* ============================================================
   HOME PAGE – PRECISE SECTION FIXES
   ============================================================ */

/* ---- ABOUT SECTION ---- */
.about-home {
    padding: 80px 0 90px;
    background: #fff;
    overflow: hidden;
    padding-bottom: 113px;
}

.about-home-img-wrap {
  position: relative;
}

.about-home-img-wrap img.main-img {
    width: 100%;
    height: 500px;
    object-fit: cover;
    border-radius: 16px;
    display: block;
}

.about-home-badge-wrap {
  position: absolute;
  bottom: 20px;
  left: 20px;
  width: 64px;
  height: 64px;
  background: rgba(255,255,255,0.9);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  box-shadow: 0 4px 16px rgba(0,0,0,0.12);
}

.about-home-badge-wrap img {
  width: 48px;
  height: 48px;
  object-fit: contain;
}

/* Vertical ghost text – right edge of section */
.about-vertical-text {
    position: absolute;
    right: 0;
    top: 0;
    bottom: 0;
    font-size: 4.5rem;
    font-weight: 900;
    color: rgba(139, 26, 61, 0.07);
    letter-spacing: 0.15em;
    text-transform: uppercase;
    white-space: nowrap;
    pointer-events: none;
    user-select: none;
    line-height: 1;
    -webkit-text-stroke: 0.5px #8b1a3d;
    writing-mode: sideways-lr;
    text-align: center;
    opacity: .5;
}

.about-content-col {
    padding-left: 0px;
    position: relative;
    background: linear-gradient(357deg, #ffe0e6 0%, #fff 100%);
    padding: 0px 44px 44px 0;
}
.right-abt {
    padding-left: 44px;
}
.abt-cont {
    padding: 29px 58px 47px 0;
    background-color: #fff;
    border-radius: 0px 0px 86px 0px;
}

.about-section-label {
    font-size: 0.75rem;
    text-transform: uppercase;
    color: var(--primary);
    margin-bottom: 4px;
    width: 543px;
    font-weight: bold;
    font-size: 38px;
    text-align: left;
}

.about-title {
    font-size: clamp(1.3rem, 2.5vw, 1.9rem);
    font-weight: 900;
    text-transform: uppercase;
    letter-spacing: 0.03em;
    color: var(--dark);
    margin-bottom: 20px;
    line-height: 1.2;
    color: #1d1d1d;
    font-size: 38px;
}

.about-body-text {
    font-weight: 300;
    font-size: 16px;
    line-height: 1.5;
    text-align: left;
    color: #022a3a;
}

.btn-learn-more {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    color: var(--primary);
    font-weight: 700;
    font-size: 15px;
    letter-spacing: 0.1em;
    text-transform: uppercase;
    border: 1px solid var(--primary);
    padding: 8px 18px;
    border-radius: 2px;
    transition: var(--transition);
    text-decoration: none;
    color: #a81030;
    border: 1px solid #afafaf;
    position: relative;
}
.bg-round {
    position: absolute;
    left: -48px;
    bottom: -70px;
    opacity: .2;
    max-width: 195px;
    z-index: -1;
}
.btn-learn-more::before {
    content: "";
    width: 44px;
    height: 44px;
    border-left: 1px solid #B36959;
    border-bottom: 1px solid #B36959;
    background-color: unset;
    left: -10px;
    bottom: -10px;
    position: absolute;
    transition: .5s ease-out;
}
.btn-learn-more:hover::before {
    left: 0;
    bottom: 0;
}
.btn-learn-more:hover {
  background: var(--primary);
  color: #fff;
}

/* ---- WHY AKTI SECTION ---- */
.why-akti-section {
    background: #fff;
    overflow: hidden;
    position: relative;
    padding-top: 119px;
    padding-bottom: 80px;
}
.why-akti-section .overlay {
    position: absolute;
    height: 100%;
    top: 0;
    width: 100%;
}
.why-akti-image-row {
    position: relative;
    overflow: hidden;
    padding-bottom: 60px;
}

.why-akti-image-row img.bg-img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: center 40%;
}

.why-akti-image-row .overlay {
  position: absolute;
  inset: 0;
  background: linear-gradient(to right, rgba(0,0,0,0.55) 0%, rgba(0,0,0,0.15) 55%, rgba(0,0,0,0.05) 100%);
}

.why-akti-headline {
  left: 48px;
  bottom: 36px;
  color: #fff;
  z-index: 2;
}

.why-akti-headline h2 {
    font-size: 44px;
    font-weight: 900;
    text-transform: uppercase;
    color: #fff;
    line-height: 1.15;
    font-weight: bold;
}

.why-akti-headline h2 span {
    color: #fff;
    font-weight: 400;
}

.why-akti-desc-card {
  right: 48px;
  top: 50%;

  background: rgba(255,255,255,0.97);
    padding: 33px 35px;
  border-radius: 2px;
  z-index: 2;
  box-shadow: 0 4px 24px rgba(0,0,0,0.14);
}

.why-akti-desc-card p {
    margin: 0;
    font-size: 16px;
    line-height: 25px;
    text-align: left;
    color: #1d1d1d;
    font-weight: 400;
}

/* Why AKTI cards row */
.why-akti-cards-row {
    display: flex;
    border-top: 0px solid var(--border);
    gap: 7px;
}

.why-card-item {
    flex: 1;
    border-right: 0px solid var(--border);
    padding: 32px 20px 28px;
    text-align: center;
    transition: .5s ease-out !important;
    cursor: default;
    background: #fff;
    display: flex;
    flex-direction: column;
    justify-content: end;
    min-height: 300px;
    backdrop-filter: blur(30px);
    --webkit-backdrop-filter: blur(30px);
    background-color: rgb(255 255 255 / 56%);
    cursor: pointer;
}
.why-card-item:hover p
{
  color: #fff;
}
.why-akti-section .overlay img.bg-img {
    height: 100%;
    object-fit: cover;
    width: 100%;
}
.why-card-item:last-child { border-right: none; }

.why-card-item.featured {
  background: var(--primary);
}

.why-card-item:hover:not(.featured) {
  background: var(--primary);
}
.why-card-item:hover .why-card-icon-wrap img {
    filter: invert(1) brightness(3.5);
}
.why-card-icon-wrap {
    width: 100%;
    display: flex;
    align-items: center;
    object-fit: contain;
    margin-bottom: 14px;
}

.why-card-icon-wrap img {
    width: 100px;
    height: 100px;
    object-fit: contain;
}

.why-card-item.featured .why-card-icon-wrap img {
  filter: brightness(0) invert(1);
}
.why-card-item:hover h4
{
  color: #fff;
}
.why-card-item h4 {
font-weight: normal;
    font-size: 24px;
    letter-spacing: 0.02em;
    line-height: 28px;
    text-align: left;
    color: #030f20;
}

.why-card-item.featured h4 {
  color: #fff;
}

.why-card-item p {
    font-size: 0.72rem;
    color: var(--grey);
    line-height: 1.6;
    margin: 0;
    transition: .5s ease-out;
    left: 0;
    text-align: left;
    font-style: italic;
    font-size: 16px;
    height: 0;
    overflow: hidden;
    transform: translate(0px, 29px);
    transition: .5s ease-out;
}
.why-card-item:hover p{
    height: auto;
    transform: translate(0px, 0px);
}

.why-card-item.featured p {
  color: rgba(255,255,255,0.75);
}

/* ---- CLAIM PROCESS SECTION ---- */
.claim-process-section {
  padding: 80px 0 90px;
  background: #fff;
}

.claim-section-eyebrow {
    font-size: 0.78rem;
    font-weight: 700;
    text-transform: uppercase;
    color: var(--primary);
    margin-bottom: 2px;
    font-weight: 400;
    font-size: 43px;
    line-height: normal;
    text-align: left;
}

.claim-section-title {
    font-size: 0.78rem;
    font-weight: 700;
    text-transform: uppercase;
    color: var(--primary);
    margin-bottom: 2px;
    font-weight: 400;
    font-size: 43px;
    line-height: normal;
    text-align: left;
    color: #7e7e7e;
    margin-bottom: 50px;
}

.claim-steps-row {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 20px;
}
.claim-step-label:after {
    content: "";
    position: absolute;
    left: 0;
    width: 70%;
    background: #fff3f8;
    border: 1px solid rgba(255, 255, 255, 0.23);
    height: 100%;
    z-index: -1;
    bottom: 0;
    top: 0;
}
/* Step 0: label column */
.claim-step-label {
     flex: 0 0 120px;
    display: flex;
    flex-direction: column;
    justify-content: flex-end;
    padding-bottom: 16px;
    position: relative;
    padding-left: 68px;
    padding-bottom: 60px;
    min-height: 400px;
}

.claim-step-label p {
    font-size: 0.72rem;
    color: var(--grey);
    line-height: 1.5;
    margin-bottom: 10px;
    font-size: 22px;
    line-height: normal;
    text-align: left;
    color: #1d1d1d;
}

.claim-step-arrow {
  width: 32px;
  height: 2px;
  background: var(--primary);
  position: relative;
}

.claim-step-arrow::after {
  content: '';
  position: absolute;
  right: -1px;
  top: -4px;
  border-left: 8px solid var(--primary);
  border-top: 5px solid transparent;
  border-bottom: 5px solid transparent;
}

/* Step cards */
.claim-col {
  flex: 1;
  position: relative;
  padding: 0 8px;
}

.claim-ghost-num {
  position: absolute;
  top: -20px;
  right: 8px;
  font-size: 5.5rem;
  font-weight: 900;
  color: rgba(139,26,61,0.08);
  line-height: 1;
  letter-spacing: -0.04em;
  pointer-events: none;
  user-select: none;
  z-index: 0;
}

.claim-card {
    position: relative;
    z-index: 1;
    background: #fff;
    border-radius: 4px;
    padding: 28px 22px 24px;
    height: 100%;
    transition: var(--transition);
    display: flex;
    align-items: center;
    flex-wrap: wrap;
}

.claim-card:hover {
  box-shadow: var(--shadow-md);
  transform: translateY(-4px);
}

.claim-card.primary-card {
  background: var(--primary);
  border-color: var(--primary);
}

.claim-card.primary-card:hover {
  background: var(--primary-dark);
}

.claim-card h4 {
    margin-bottom: 12px;
    font-weight: 600;
    font-size: 30px;
    letter-spacing: -0.01em;
    line-height: 32px;
    text-align: left;
    color: #fff;
    text-transform: uppercase;
    color: #030f20;
}

.claim-card.primary-card h4 {
  color: #fff;
}

.claim-card p {
    font-weight: 300;
    font-size: 22px;
    letter-spacing: -0.01em;
    line-height: 26px;
    text-align: left;
    color: #202731;
}

.claim-card.primary-card p {
  color: rgba(255,255,255,0.82);
}

/* ---- FAQ SECTION ---- */
.faq-home-section {
  position: relative;
  overflow: hidden;
  background-color: #1d1d1d;
}
.faq-home-section .bg-image {
    position: absolute;
    width: 50%;
    height: 100%;
}
.faq-home-section .bg-image img
{
    height: 100%;
    width: 100%;
    object-fit: cover;
}

.faq-full-bg {
  position: absolute;
  inset: 0;
  z-index: 0;
}

.faq-full-bg img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: center;
}

.faq-full-bg::after {
  content: '';
  position: absolute;
  inset: 0;
  /* Left half darker, right half slightly lighter but still dark */
  background: linear-gradient(to right,
    rgba(15,15,15,0.82) 0%,
    rgba(15,15,15,0.72) 45%,
    rgba(20,20,20,0.80) 100%
  );
}

.faq-content-wrap {
  position: relative;
  z-index: 2;
  padding: 70px 0 80px;
}

.faq-main-title {
    font-size: clamp(1.8rem, 4vw, 2.8rem);
    font-weight: bold;
    color: #fff;
    text-transform: uppercase;
    letter-spacing: 0.02em;
    margin-bottom: 6px;
    font-family: "Figtree", sans-serif !important;
    font-size: 63px;
}

/* FAQ tab row */
.faq-tab-row {
  display: flex;
  gap: 0;
  margin-bottom: 32px;
}

.faq-tab-btn {
    padding: 8px 12px;
    font-size: 0.7rem;
    font-weight: 700;
    text-transform: uppercase;
    color: rgba(255, 255, 255, 0.5);
    cursor: pointer;
    background: transparent;
    border: none;
    margin-bottom: -1px;
    transition: var(--transition);
    font-weight: normal;
    font-size: 19px;
    line-height: normal;
    text-align: left;
    color: #fff;
    opacity: 0.45;

}

.faq-tab-btn:first-child { padding-left: 0; }

.faq-tab-btn.active,
.faq-tab-btn:hover {
  color: #fff;
  opacity: 1;

}

/* FAQ accordion items – dark theme */
.faq-accordion-item {
    border-bottom: 1px solid rgba(255, 255, 255, 0.12);
    background: linear-gradient(#000 0%, rgba(0, 0, 0, 0) 100%);
    border-top: 1px solid #fff;
    padding-left: 21px;
}

.faq-accordion-btn {
    display: flex;
    align-items: flex-start;
    gap: 14px;
    width: 100%;
    padding: 18px 0;
    background: transparent;
    border: none;
    text-align: left;
    cursor: pointer;
    color: rgba(255, 255, 255, 0.9);
    line-height: 1.5;
    font-weight: 500;
    font-size: 17px;
    line-height: 24px;
    text-align: left;
    color: #fff;
}

.faq-accordion-btn:hover { color: #fff; }

/* Bullet indicator */
.faq-bullet {
  width: 10px;
  height: 10px;
  border-radius: 50%;
  border: 2px solid rgba(255,255,255,0.4);
  flex-shrink: 0;
  margin-top: 5px;
  transition: var(--transition);
}

.faq-accordion-btn.open .faq-bullet {
  background: rgba(255,255,255,0.9);
  border-color: rgba(255,255,255,0.9);
}

.faq-accordion-body {
  padding: 0 0 16px 24px;
  font-size: 0.8rem;
  color: rgba(255,255,255,0.65);
  line-height: 1.8;
  display: none;
}

.faq-accordion-body.show { display: block; }
.faq-accordion-body p { margin-bottom: 8px; }
.faq-accordion-body p:last-child { margin-bottom: 0; }

/* Responsive */
@media screen and (max-width:1500px)
{
  .navbar-nav .nav-item .nav-link {
    font-size: 13px;
    padding: 27px 7px;
}
}
@media screen and (max-width:1350px)
{
    .navbar-nav .nav-item .nav-link {
        font-size: 11px;
        padding: 27px 5px;
    }
    .btn-online-insurance {
        padding: 8px 13px;
        font-size: 11px;
    }
    .nav-lang {
    font-size: 13px;

    }
    .nav-support {
    font-size: 13px;

    }
    .nav-support {
      padding: 6px 0px;
      padding-right: 6px;
    }
    .btn-online-insurance .icon-circle {
      width: 25px;
      height: 25px;
    }
    .nav-lang {
      padding-left: 0;
     }
.insurance-intro .row {
    background-color: #fff;
    padding: 39px 41px;
}
.insurance-intro h2 {
    font-weight: bold;
    font-size: 38px;
    line-height: 53px;
}
.container {
    max-width: 100%;
    padding: 0 50px;
}
.outer-i {
    background-color: #fff;
    padding: 43px 41px;
}
.outer-insurance-box h3 {
           font-size: 15px;
        line-height: 24px;
}
}
@media (max-width: 1100px) {
  .why-akti-desc-card {  right: 24px; }
  .why-akti-headline { left: 28px; }
}

@media (max-width: 992px) {
  .about-content-col { padding-left: 24px; padding-top: 32px; }
  .about-vertical-text { display: none; }
  .why-akti-desc-card { display: none; }
  .why-akti-headline { left: 20px; bottom: 20px; }
  .claim-steps-row { flex-wrap: wrap; gap: 16px; }
  .claim-step-label { flex: 0 0 100%; flex-direction: row; align-items: center; gap: 16px; padding-bottom: 0; }
  .claim-col { flex: 0 0 calc(50% - 16px); }
  .swiper-button-prev-hero, .swiper-button-next-hero
  {
    display: none;
  }
  .category-item img {
    width: 68px;
    height: 43px;
  }
  .category-item span {
    font-size: 15px;
    color: #1D1D1D;
    text-align: center;
}
.category-item {
    min-height: 152px;
}
.app-features {

    flex-wrap: wrap;
}
.app-feature {
    width: 31%;
}
.app-feature {
  
    width: 48%;
}
.claim-steps-row {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
}
}

@media (max-width: 768px) {
  .about-home-img-wrap img.main-img { height: 260px; }
  .why-akti-image-row { height: 220px; }
  .why-akti-cards-row { flex-wrap: wrap; }
  .why-card-item { flex: 0 0 50%; border-bottom: 1px solid var(--border); }
  .claim-col { flex: 0 0 100%; }
  .faq-full-bg::after { background: rgba(10,10,10,0.82); }
  .right-round {
    max-width: 300px;
}
.page-hero-ir h1 {
    font-size: 36px;
}
.page-hero-ir {
  
    padding: 57px 0;
}
h2#cn-heading {
    font-weight: bold;
    font-size: 29px;
    line-height: normal;
}
.left-round {
    max-width: 300px;
}
   .categories-strip .row.g-0
   {
     justify-content: center;
   }
   .insurance-intro .row {
    background-color: #fff;
    padding: 39px 17px;
}
.insurance-intro h2 {
    font-size: 31px;
    line-height: 42px;
}
.insurance-intro p {
    font-weight: 300;
    font-size: 15px;
  
  }
  .insurance-tab {
    padding: 7px 32px;
  
    line-height: normal;
    font-size: 14px;
    text-align: left;
    height: auto;
        width: 100%;
        margin-bottom: 10px;
                border: 1px solid #b3b3b3;
        min-height: 58px;

}
.insurance-tabs {
 
    flex-wrap: wrap;

}
.insurance-tabs {
   
    background-color: unset;
}
.contact-location-btn:hover, .contact-location-btn.active {

    width: 100%;
}
    .contact-location-btn {
 
        width: 100%;
    }
.contact-sidebar {

        flex-wrap: wrap;
    }
  .outer-i {
    background-color: #fff;
    padding: 43px 24px;
}
  .insurance-intro {
    padding: 45px 0;
}
   .claim-steps-row {
    display: grid;
    grid-template-columns: repeat(1, 1fr);
}
.claim-step-label {
 
    min-height: 150px;
}

  .categories-strip .row.g-0 .col {
    width: 50%;
    max-width: 50%;
    flex: unset;
 
}
.claim-card p {
    font-weight: 300;
    font-size: 17px;
}
.faq-tab-row {
    flex-wrap: wrap;
}
.faq-tab-btn.active, .faq-tab-btn:hover {
    color: #000000;
    opacity: 1;
    background-color: #fff;
    padding: 7px 10px;
    line-height: normal;
}
.faq-tab-btn {
    color: #000000;
    opacity: 0.7;
    background-color: #fff;
        padding: 10px 9px;
}
.claim-card h4 {
    margin-bottom: 12px;
    font-weight: 600;
    font-size: 21px;
}
.claim-section-title {
  
    font-size: 27px;
}
.faq-main-title {
    font-size: clamp(1.8rem, 4vw, 2.8rem);
    font-weight: bold;
    color: #1f1e1e;
}
.faq-accordion-item {
    border-bottom: 1px solid rgba(255, 255, 255, 0.12);
    background: linear-gradient(#000 0%, rgb(0 0 0 / 87%) 100%);
    border-top: 1px solid #fff;
    padding-left: 21px;
    padding-right: 19px;
}
.footer-bg {
    width: 100%;
}
.footer-bg img {
    height: 100%;
    object-fit: cover;
    width: 100%;
}
.faq-home-section .bg-image {
    position: absolute;
    width: 100%;
    height: 100%;
}
.faq-tab-btn:first-child {
    padding-left: 11px;
}
.claim-section-eyebrow {
   
    font-size: 28px;
}
.category-item img {
        width: 85px;
        height: 65px;
    }
        .category-item span {
        font-size: 18px;
    }
    .right-abt {
    padding-left: 0;
}
.container {
    max-width: 100%;
    padding: 0 16px;
}
.about-section-label {

    width: auto;
    font-weight: bold;
    font-size: 26px;
    text-align: left;
    line-height: 37px;
}
    .about-content-col {
        padding-left: 15px;
        padding-top: 7px;
        padding-right: 16px;
    }
    .why-akti-headline h2 {
    color: #242222;
  
}
.why-akti-section {
    padding-top: 56px;
    padding-bottom: 60px;
}
.online-insurance p {
    font-weight: 300;
    font-size: 17px;
}
.online-insurance h2 {
  
    font-size: 27px;
    line-height: 43px;

}
.why-akti-headline h2 span {
    color: #740832;
    font-weight: 400;
}
    .about-home {
    padding: 60px 0 90px;
    background: #fff;
    overflow: hidden;
    padding-bottom: 60px;
}
    .abt-cont {
    padding: 29px 0px 47px 0;
    background-color: #fff;
    border-radius: 0px 0px 86px 0px;
}
}

@media (max-width: 480px) {
  .why-card-item { flex: 0 0 100%; }
}